The Downey Group, Inc. and its representatives, David J. Downey (CA license #0A13580), Jane A. Hays (CA license #0C57460), Jay B. Downey, and Paul E. Donohue are presently licensed to sell traditional life insurance in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI and WV. Proper state registration is mandatory prior to conducting business in that state.

Variable life and annuity products, as well as other securities products, may be sold in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI and WV.
Proper state registration is mandatory prior to conducting business in that state.

Securities offered through M Holdings Securities, Inc., A Registered Broker/Dealer, Member FINRA/SIPC
The Downey Group, Inc. is independently owned and operated.

The Downey Group, Inc. is a member of M Financial Group. 
Please go to www.MFIN.com and click on "Disclosure Statement" at the bottom of the home page for further details regarding this relationship.